Payroll Software for Mumbai Businesses, Built Around Maharashtra Rules

BecozAI Payroll turns attendance into salary and payslips. PF, ESI, Maharashtra professional tax and TDS can be switched on in the pay run. This page shows one Mumbai salary slip line by line, and says plainly what the software does not do yet.

Payroll in Mumbai has the same core as payroll anywhere: attendance in, salary out. The difference is the list of deductions on top. In Maharashtra that list includes professional tax with a higher amount in February, a Labour Welfare Fund that runs twice a year, and a PF wage ceiling that changed this September. Below is one salary slip so you can see where each line comes from, and a plain list of what the BecozAI pay run does and does not do.

One Mumbai salary slip, line by line

Rahul works at a trading firm in Mumbai. His monthly gross is Rs 32,000. The figures are an example, not a customer record.

LineAmount (Rs)Why
Basic18,000PF is worked out on this
HRA9,000Allowance
Special allowance5,000Allowance
Gross32,000
PF, employee 12% of basic2,160Basic is below the Rs 25,000 ceiling
ESI0Gross is above the Rs 21,000 ESI limit
Professional tax200Rs 300 in February
TDS0Example only. Your CA decides this
Net pay29,640Rs 29,540 in February

Now take Priya, who does the same job with a gross of Rs 24,000. Her professional tax is nil, because Maharashtra exempts women earning up to Rs 25,000 a month. A man on Rs 24,000 pays Rs 200. A payroll that uses one PT figure for everyone will be wrong for some of your staff.

What Maharashtra adds

Professional tax

These are the monthly slabs on the state's MahaGST rate schedule page. We could not open that page when we wrote this, so we checked the figures against a payroll guide and another one. Please confirm them with your CA.

Monthly grossMenWomen
Up to Rs 7,500NilNil
Rs 7,501 to Rs 10,000Rs 175Nil
Rs 10,001 to Rs 25,000Rs 200 (Rs 300 in February)Nil
Above Rs 25,000Rs 200 (Rs 300 in February)Rs 200 (Rs 300 in February)

A notification of 28 February 2026 moved some return dates earlier. The annual return date went from 31 March to 15 March, as the notification text on TaxGuru shows. Whether you file monthly or yearly depends on your tax liability, and the sources we read give different limits. Ask your CA which return applies to you.

Labour Welfare Fund: information only

Maharashtra's Labour Welfare Fund is Rs 25 from the employee and Rs 75 from the employer, per employee, twice a year, after the 2024 amendment. A commercial guide says it covers establishments with five or more people, that the employee share comes out of June and December wages, and that payment is due before 15 July and 15 January. Treat that guide as secondary and check with your labour consultant. BecozAI does not calculate the Labour Welfare Fund yet. If it applies to you, handle it outside the pay run.

PF wage ceiling

From 17 September 2026 the PF wage ceiling is Rs 25,000, up from Rs 15,000 (SCC Online). EPFO's own illustration: at PF wages of Rs 20,000, the employee share is Rs 2,400 a month, against Rs 1,800 on the old ceiling (EPFO FAQ copy). ESI stays at Rs 21,000, at 0.75% from the employee and 3.25% from the employer (Tally Solutions guide).

Minimum wages

Maharashtra revises minimum wages each January and July. The revised rates for July to December 2026 were notified on 5 August 2026 (TeamLease RegTech). Sources disagree on the figures, so we do not print any. Read the notice for your zone.

What the BecozAI pay run does

What it does not do yet

Test it on your own numbers

In your free trial, set up one man and one woman on Rs 24,000, and run February. Then set up one person with a basic between Rs 15,000 and Rs 25,000 and compare the PF line with the EPFO illustration above. If a line does not match, tell us. For the wider product, see BecozAI Payroll. If your team also needs shifts and field attendance, see HRMS for Mumbai teams. The Mumbai page lists the other products. For the detail behind these rules, read our guides on Maharashtra professional tax and the EPF ceiling of Rs 25,000.

The full system starts at Rs 1,200 a month + 18% GST. HRMS & Payroll alone starts at Rs 378 a month + 18% GST. Plans are prepaid and do not renew automatically. Please confirm all legal points with your CA or labour consultant.

BecozAI is a cloud product. Our published address is in Whitefield, Bengaluru, and we have no Mumbai or Navi Mumbai office. Setup and training are done remotely.

Next step: start the 7-day free trial at /get-started, or call +91 93265 81137 (Monday to Saturday, 10 am to 7 pm IST).

Frequently Asked Questions

How much professional tax is deducted in Maharashtra on a salary of Rs 30,000?

Rs 200 a month, and Rs 300 in February, for both men and women, because Rs 30,000 is above the Rs 25,000 limit for women's exemption. That adds up to Rs 2,500 a year. Confirm the slabs with your CA.

Does BecozAI calculate Labour Welfare Fund for Maharashtra?

No, not yet. This page explains the rule so you know it exists. If you are covered, handle the Rs 25 and Rs 75 amounts outside the pay run for now.

Can BecozAI file my PF and ESI returns?

No. It does not make the PF ECR file or the ESIC upload file. It works out PF and ESI in the pay run, and you use those figures on the EPFO and ESIC portals.

Can staff in Mumbai mark attendance from their phones?

Yes, in any phone browser on every plan, with a selfie and GPS location against the office range you set. The Android app is an APK download on the Professional and Enterprise plans. There is no iPhone app, but iPhone users can add the site to the Home Screen from Safari.

What does payroll cost for a small Mumbai firm?

The full system starts at Rs 1,200 a month + 18% GST on the Starter plan, with 10 logins and 3 branches. HRMS & Payroll alone starts at Rs 378 a month + 18% GST. The trial is free for 7 days.

Do you have a Mumbai office?

No. BecozAI is a cloud product with a published address in Whitefield, Bengaluru. Setup and training are done remotely.

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